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Coverage Alerts

1

Lack Of Coverage Acknowledgment By Insurer Entitles Insured To Conditional Award Of Replacement Cost For Building Loss Even Though Insured Has Not Made Any Repairs

2

Insured Lender's Release of Its Insured Lien Terminates The Insurer's Potential Liability Under A Lender's Title Insurance Policy

3

Alleged Sexual Assault By Massage Therapist Was Not Within Therapist's Scope Of Employment And Did Not Give Rise To Duty To Defend 

4

"Insurable Interest" Requirements Of Insurance Code §280 and 11580.6 Preclude Auto Liability Insurers From Eliminiating Bodily Injury Coverage For Claims By Resident, Non-Relatives of A Named Insured Pursuant To insurance Code 11580.1(c)(5)

5

Employment-Related Practices Exclusion Precludes Coverage For Alleged False Imprisonment of Employees 

6

Trial Court Commits Reversible Error In Refusing To Instruct Jury On Role Of Insurance Producer As Agent Or Broker 

7

Exclusion Precluding Liability of "Any Assured" Prohibits Recovery by Innocent Co-Insureds under Arizona Law.  

 

8

Standardized "Personal And Advertising" Liability Coverage For "Disparagement" Not Triggered Absent A False Or Misleading Statement Which: (1) Specifically Refers To The Plaintiff's Product Or Business; And (2) Clearly Derogates That Product Or Business

9

Definition Of "Employee" In Commercial Auto Truckers Liability Insurance Policy Controls Over Definition In Federal Regulations Where Policy Does Not Contain MCS-90 Endorsement

10

Insurance Adjuster Can Be Independently Liable For Negligent Misrepresentation And Intentional Infliction Of Emotional Distress