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Coverage Alerts

1

Standardized "Personal And Advertising" Liability Coverage For "Disparagement" Not Triggered Absent A False Or Misleading Statement Which: (1) Specifically Refers To The Plaintiff's Product Or Business; And (2) Clearly Derogates That Product Or Business

2

Definition Of "Employee" In Commercial Auto Truckers Liability Insurance Policy Controls Over Definition In Federal Regulations Where Policy Does Not Contain MCS-90 Endorsement

3

Insurance Adjuster Can Be Independently Liable For Negligent Misrepresentation And Intentional Infliction Of Emotional Distress  

4
UNDERLYING CLAIM  North Counties Engineering and its president (collectively "NCE") were insured under a State Farm business liability policy which was renewed continuously from 1991 to at least 2004. NCE designed a dam and performed some of the...
5

A Property Insurer Must Notify A Home Builder Of A Construction Defect Which Causes Insured Damage Before Making Repairs As A Prerequisite To A Subrogation Claim Against That Builder 

6

FAIR Plan Is Not Obligated To Provide Coverage Broader Than The Statutory Standard Form Fire Insurance Policy

7

Food Truck Qualifies As "Mobile Equipment," Not "Auto," For Determining Coverage Under Commercial General Liability Policy For Products Liability Claim

8

When Additional Insured Seeks Coverage, Its Objectively Reasonable Expectation, And Not That Of The Named Insured, Is The Relevant Inquiry For The Court In Resolving Ambiguity

9

An Individual Who Does Not Qualify As An Insured Under Uninsured Motorist ("UM") Coverage, But Is An Insured Under Policy Liability Coverage, Is Not Entitled To UM Benefits.

10

Use Of Motor Vehicle Exclusion In Homeowners Policy Applies To A Loss Claiming Negligent Supervision Of A Child