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Coverage Alerts


Trial Court Commits Reversible Error In Refusing To Instruct Jury On Role Of Insurance Producer As Agent Or Broker 


Exclusion Precluding Liability of "Any Assured" Prohibits Recovery by Innocent Co-Insureds under Arizona Law.  



Standardized "Personal And Advertising" Liability Coverage For "Disparagement" Not Triggered Absent A False Or Misleading Statement Which: (1) Specifically Refers To The Plaintiff's Product Or Business; And (2) Clearly Derogates That Product Or Business


Definition Of "Employee" In Commercial Auto Truckers Liability Insurance Policy Controls Over Definition In Federal Regulations Where Policy Does Not Contain MCS-90 Endorsement


Insurance Adjuster Can Be Independently Liable For Negligent Misrepresentation And Intentional Infliction Of Emotional Distress  

UNDERLYING CLAIM  North Counties Engineering and its president (collectively "NCE") were insured under a State Farm business liability policy which was renewed continuously from 1991 to at least 2004. NCE designed a dam and performed some of the...

A Property Insurer Must Notify A Home Builder Of A Construction Defect Which Causes Insured Damage Before Making Repairs As A Prerequisite To A Subrogation Claim Against That Builder 


FAIR Plan Is Not Obligated To Provide Coverage Broader Than The Statutory Standard Form Fire Insurance Policy


Food Truck Qualifies As "Mobile Equipment," Not "Auto," For Determining Coverage Under Commercial General Liability Policy For Products Liability Claim


When Additional Insured Seeks Coverage, Its Objectively Reasonable Expectation, And Not That Of The Named Insured, Is The Relevant Inquiry For The Court In Resolving Ambiguity